Real Life Real Hope

We’re Here For You.

Starting down the path to a healthy financial lifestyle can be intimidating and sometimes seem out of reach. However, we're here to tell you that you can achieve financial success and we'll be with you every step of the way.

At Ascentra, we understand that people need someone to give them a chance. Whether that be funds to purchase a reliable car, a loan to start building your credit, or to get out of the cycle of using payday lenders, we're here to help. Our team will sit down with you, assess your needs and meet you where you are.

We'll be the first to say that your approval for a loan does not only rely on your credit score alone. To most financials, that's their deciding factor, but to us, that's just a number. We value you as a member and see you for more than just those 3 digits.

We know real life happens, and we're here to give you hope.

Apply Now

Real Life. Real Hope.

Everyone needs help at some point in their life. If you ever need financial help or guidance, we hope you know that you can always rely on us. Not to pat ourselves on the back, but we've helped tons of members that have fallen into financial hardship and have been their biggest advocate to get them back where they need to be.

If you want to know how serious we are about helping our members, click on the testimonials below to see how we give members a chance, help them build their credit, and give them a loan when no one else will.

I Just Needed...

Someone to give me a chance

“This place is amazing. Staff here is very friendly. I had horrible credit and they still worked with me to get a credit card, then gave me a car loan, then a personal loan. Soon I'll get a house loan through them. Every time I go there I am not disappointed. I truly believe the staff is there to help you out. If you go to the Bettendorf location I highly recommend going through Kally she is amazing and responds very quickly.”

Dedrick B.

A reliable car

“We have been with Ascentra for about 10 years now. Went in after being there for a few years, knew we had no chance with our credit to be able to get a car loan and we sat down and spoke with Carrie the Branch Manager on Division & 3rd St Davenport. She believed in us. She gave us a chance and has been with us through our growth and helped rebuild our credit. It’s been 6 years now since we sat in her office for the 1st time ever and Carrie along with all of Ascentra has been by our side and is trying to make something out of this American dream every one is trying to build. Thank you guys so much for everything. Will never go anywhere else.”

Danielle S.

Someone to give me a loan

“My wallet was stolen a few weeks before Christmas and I had a lot of cash in my wallet. It put me in a terrible position for providing for my three kid’s so I decided to try to get a loan. With my credit I didn’t qualify for as much as I was wanting but they worked with me and I got what I needed. Everything went smoothly for getting the loan and it was very easy to make extra payments and easy to pay off. I’d do this again if I needed it and recommend this company to everyone!”

LaDonna C.

Someone to Give Me a Chance

Ascentra Gave Me Another Chance...
"When No One Else would help Me Ascentra Gave Me Another Chance. Thank You, Love the People At the One Over on Brady In Davenport, excellent Staff, The type you want to invite to Family Thanksgiving!! Absolutely Fantastic." - Unknown
...will not go elsewhere due the great staff and loyalty to the bank that gave me a chance...
"They were the only bank to give me a loan 10 years ago. Since then I've gone through over 30 loans an will not go elsewhere due the great staff and loyalty to the bank that gave me a chance.” -Chris W

To Build My Credit

Helped me rebuild my credit...
"Helped me get back on my feet. Helped me rebuild my credit. Very pleased in their services. Would recommend to others.” - Tanya J
I had no credit history you gave me a loan anyway...
“I have been with you guys for years. I had no credit history you gave me a loan anyway. Ascentra has helped me in very bad times in my life and I greatly THANK U. Great people, great credit union." - Anna B
My credit was shot with their help they got me on track...
“As far as I'm concerned Ascentra Credit Union is the best banking system in America. 8 years ago my credit was shot with their help they got me on track and my credit score couldn't be any better. I would highly recommend going to them for advice and loans. I've had nothing but great experiences. Thanks for reading.” - Jeff R

Someone to Give Me a Loan

When I needed a loan they were so helpful...
“When I needed a loan they were so helpful and told me what I needed to do such wonderful people to work with.” - Kevin W
With my credit I didn’t qualify for as much as I was wanting but they worked with me...
“My wallet was stolen a few weeks before Christmas and I had a lot of cash in my wallet. It put me in a terrible position for providing for my three kid’s so I decided to try to get a loan. With my credit I didn’t qualify for as much as I was wanting but they worked with me and I got what I needed. Everything went smoothly for getting the loan and it was very easy to make extra payments and easy to pay off. I’d do this again if I needed it and recommend this company to everyone!” - LaDonna C

Financial Resources

Financial Tools

Your data should work for you, not the other way around. Financial Tools within your Digital Banking can show you the big picture of your finances—even your accounts outside of Ascentra Credit Union.

For example, you can link items such as a 401k, an auto loan or mortgage at another financial, or even stock investments! Financial Tools will use all of this information to give you a comprehensive picture of where your money is going, how often, and how it's categorized.

This type of information is helpful to have when setting up a realistic budget that will meet your current spending.

Click Learn More to get signed up for Digital Banking.
Financial Coaches
At Ascentra, we have financial coaches that are here to help you. All of our coaches have earned the Certified Credit Union Financial Counselor (CCUFC) certification and have gone through the Financial Counseling Certification Program (FiCEP). No matter how big or small your financial pains might be, we can help in areas such as:
- Creating a spending plan
- Bill management
- Saving for the future
- And more
Take advantage of this member benefit and improve your financial well-being. This is just another way we're listening, caring, doing what's right.
Get Started
GreenPath Financial Wellness
No matter who we are or what we make, we can easily fall into the money pit and it can seem overwhelming trying to get out.

As a member of Ascentra you can receive assistance with:
- Personal and family budgeting
- Understanding your personal credit report and how to improve your score
- Personal money management
- Debt repayment
- Avoiding bankruptcy, foreclosure, and repossession
- Student loan counseling (pre-college and post-college)
Learn More

Calculators

Let's be honest, we're not all mathematicians. That's why we've invested in calculators that will help you calculate potential loan payments, find out how long it will take to pay off debt and more!

Savings

Apply Online Now

When you're ready to get back on track, apply for any of the products below! There are only 3 easy steps and each application (minus mortgage) takes roughly 5 minutes to complete. Once we have your application we try our best to turn it around in no more than a business day. As always, if you haven't heard from us or have questions about the status of your application, you can contact us at 563-355-0152 or by chatting with us in the bottom right hand corner by clicking the "Let's Talk!" button.

Vehicle Loan

Apply Here

Mortgage

Apply Here

Now including ITIN!

Personal Loan

Apply Here

Credit Card

Apply Here

Need help taking the first step?

If you're ready to dive into financial success and would prefer to sit down with someone rather than fill out an application online, we'd love to see you! Simply fill out the form below and an Ascentra team member will be in touch with you. We can't wait to see what you can accomplish and look forward to chatting with you.

Name*

Phone Number*

Branch of choice*