Student Loans
Planning To Go To College?
As your BFF (best financial friend), Ascentra offers supplemental private student loans through the Iowa Student Loan organization.
We work with Iowa Student Loan to offer private loans to help you pay for college as well as refinance existing student loans. As an Iowa nonprofit and the state’s student loan experts, Iowa Student Loan offers competitively priced loans.*
Loan Types
Partnership Advance Education and College Family Loan
The Partnership Advance Education Loan and College Family Loan were created to help you pay college costs while you are or your student is in school. With these loans, you know what you’re getting before you apply as all terms and conditions, including credit score requirements for specific rates, are provided upfront.
- The Partnership Loan is for students and their cosigners.
- The College Family Loan is for parents, family members and others who wish to borrow on behalf of a student.
Reset Refinance Loan
The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college. Find the rates and payments you qualify for by completing their online pre-qualification tool to see how you could benefit.
Tools and Tips to Help Minimize Borrowing
Take advantage of Iowa Student Loan’s free planning tools while planning for college and before applying for student loans to:
- Avoid overborrowing
- Explore jobs and potential earnings for graduates of specific majors.
- Estimate total college costs for four years of undergraduate students.
Before applying for a private loan, be sure to complete the FAFSA, or Free Application for Federal Student Aid, first. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.
More Info
- For students in Iowa: ICAN
- For students in Illinois: ISAC
- For Ascentra Members: Ascentra Scholarship Program
About Iowa Student Loan
Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.*Ascentra Credit Union is compensated by Iowa Student Loan for the referral of student loans.
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Ascentra Mobile App
Today’s world requires being able to manage your accounts on the go. Ascentra’s Mobile app gives you that and more by providing a simple way to apply for a loan or credit card from wherever you are, whenever you need to.
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Credit Card
No hidden fees. No surprises. No hassle. With the Ascentra Credit Card, what you see is what you get, which includes no annual fee, no balance transfer fee, AND low rates. We call that a win!
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Scholarships
College is expensive. Don't pass up the opportunity to earn free money through our Scholarship Program! Every year we give away $10,000 in scholarships to assist members planning to further their education. Don't wait to apply, one of the winners could be you!
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Fixed Rate Mortgage
10 & Done (10 Year Fixed)6.125View Mortgage Loans% -
Vehicle Loans
New & Used Auto as Low as5.75View Vehicle Loans% APR -
Savings
Membership Share Savings Starting at0.05View Savings Accounts% APY -
Credit Cards
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Ascentra Cares Sep 30, 2024
Ascentra Donates $75,000 to QC Community Foundation’s Center for Nonprofit Excellence
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Ascentra Cares Jul 30, 2024
Ascentra Provides $60,000 to Support Junior Achievement’s Volunteer Efforts
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Ascentra Cares Jul 15, 2024
Ascentra Awards $11,000 in Scholarships to Traditional, Non-traditional and Trades Students
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Ascentra Cares Apr 15, 2024
Trinity Health Foundation receives $50,000 Donation from Ascentra Credit Union
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