SavvyMoney
Do You Know Your Credit Score?
Ascentra Credit Union has your back! We are making it easy for you to monitor your credit score from your account dashboard in Digital Banking with SavvyMoney.That’s right, you can choose to integrate your credit score into your Digital Banking dashboard meaning every time you log on, you will see your real-time credit score without impact, and it can be refreshed every 24-hours. In addition, it shows you convenient real-time information about your credit score with updates, alerts, monitoring, instant offers, and credit score simulator.
How To Use SavvyMoney
Take Control of Your Credit
Savvy Money helps you understand your credit, the factors that impact it and what you can do to strengthen it. This is the only solution that provides you with a comprehensive credit score analysis, full credit report, monitoring, and personalized offers, giving you the information you need to make educated decisions about your finances.
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Unlock Your Potential
With the Credit Score Simulator, you can see the potential impact of opening new accounts, increasing limits, paying off balances and more. With the click of a button, you will see how a simple adjustment can affect your credit score.
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Take Advantage of our “Recommendation Engine”
Take the hassle out of finding the right loan for you. With SavvyMoney's “Recommendation Engine” you will find suggested, pre-qualified loans that help you make the right decision to best fit your borrowing needs.
With recommendations for credit cards, auto loans, personal loans, home loans and more all in one place, there’s no need to spend valuable time shopping around.
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Turn Insights into Opportunities
Want to know how you can strengthen your credit score? SavvyMoney’s insights can help monitor the positive and negative factors that have the most impact on your credit score, then give you action items to take to help you improve your credit in each of five categories, payment history, credit usage, total balances, credit age and recent credit.
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Ascentra Mobile App
Today’s world requires being able to manage your accounts on the go. Ascentra’s Mobile app gives you that and more by providing a simple way to apply for a loan or credit card from wherever you are, whenever you need to.
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Digital Wallets
Tired of carrying around your wallet or purse? Are you worried about losing them or have them stolen? Eliminate your worries and protect your finances through Ascentra’s digital wallet service. Save your cards to your device and easily scan your phone to make your purchases.
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Ascentra Anywhere
Ascentra Anywhere allows you to do all your banking with the click of a button or tap of your finger. This includes our Mobile App, Pay Bills, Financial Tools, Digital Wallets, and Mobile Payments. It’s banking made easy, anywhere!
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Fixed Rate Mortgage
10 & Done (10 Year Fixed)6.375View Mortgage Loans% -
Vehicle Loans
New & Used Auto as Low as5.75View Vehicle Loans% APR -
Savings
Membership Share Savings Starting at0.05View Savings Accounts% APY -
Credit Cards
No Balance Transfer Fee. 6-Mo. Intro Balance Transfer2.99View Credit Cards% APR