Sharing the Credit Union Difference

Your finances are important, right?  They are… and it’s just as important that you pick a financial institution that fits your needs, protects your money and has the benefits and opportunities to help you plan for the future!

As your kids grow into young adults, it’s important they know why you choose to bank with a credit union and now is the time to teach them. As not-for-profit financial cooperatives, credit unions don’t just use their profits to maintain the business but also to provide lower rates for loans and services as well as heavily support the communities they serve. This makes credit unions member-driven with a mission of putting people over profits in everything they do. Remember that when you join a credit union, you are a member-owner of that credit union and most certainly are part of something bigger than just a bank to keep your money at.

Credit Union members have access to financial tools and resources that offer learning opportunities and expert guidance on topics ranging from budgeting and credit management to investments and retirement planning. We do this through trained experts who provide professional member advice on managing accounts, paying bills, budgeting, home and auto purchases and even managing business finances, all in one place… at your credit union.  Did we mention that this advice and guidance is FREE?

Alright, credit unions offer some pretty great benefits but what’s the big deal!  Well, it’s important to understand that credit unions aren’t just a bank, they are a financial institution with a culture that cares deeply about the people and community they serve, and this reflects on who they are as an organization and brand.  This is because all credit unions are founded on a “People Helping People” philosophy, which gives them a bigger purpose than just offering accessible and fair financial products and services, but also a social responsibility to take care of its members, its employees, its community and others. 

At Ascentra, our motto of Listening, Caring and Doing What’s Right is at the heart of every transaction we make, every new member we welcome and every effort we put into our communities. Thank you for being a member and we invite you to share what credit unions are all about with your kids, family and friends. Learn more about the credit union difference at ascentra.org/difference.